Our jobs are our portraits!

We always sign them with excellence!

We bring 20 years of experience helping clients achieve:

  • Maximum Instant Protection, and
  • Maximum Systematic Wealth Accumulation
  • According to their current budget

After accomplishing that mission, we love helping them tune-up their financial engines, we do it by exploring ways to increase their income and optimize their expenses. The goal is to maximize their wealth accumulation potential. Check our “4×4 For Life” concept.

Our Beliefs

  • You love someone worth protecting
  • You deserve to live a decent life
  • You should retire with dignity
  • If there is a will there is a way
  • We can help you find it

Our Competitors

  • Death
  • Disability
  • Recessions
  • Taxes
  • Age

Our Mission

  • To reach you before “Our Competitors” do
  • To help you achieve financial immortality
  • To help maximize your tax free retirement income
  • To protect what matter most to you today
  • To be “4everThere” for you and for those you love!

Our Services

We can’t predict, but we can prepare!

4 Essential Planning Services

  • College Planning
  • Business Planning
  • Retirement Planning
  • Estate or Succession Planning

4 Essential Analyses

  • Protection
  • Cash Flow
  • Risk Tolerance
  • Net Worth

4 Essential Products

  • Life Insurance
  • Annuity Contracts

  • Disability Income Insurance

  • Long Term Care Insurance

Welcome to Our Home

This information is organic & unique, when reading it, please read between the lines.

“Heart and Mind Working Together”

That is the ultimate connection which make all things possible!

We are all molecules of a single being “The Human Being”

Therefore we are building an Army of Angels

“To Influence the World in a Positive Way”

Our site is full of paradigm breaking concepts, graphics, and tools to help you create awareness. We would love to help you reach “Wealth in Balance” (Physically, Spiritually, Intellectually & Financially) Let’s end the unnecessary pain in life which in most cases is created by our own mindset.

“Our thoughts create our feelings, influence our attitude & determine our altitude”

More About Us

Welcome to Our Home

This information is organic & unique, when reading it, please read between the lines.

“Heart and Mind Working Together”

That is the ultimate connection which make all things possible!

We are all molecules of a single being “The Human Being”

Therefore we are building an Army of Angels

“To Influence the World in a Positive Way”

Our site is full of paradigm breaking concepts, graphics, and tools to help you create awareness. We would love to help you reach “Wealth in Balance” (Physically, Spiritually, Intellectually & Financially) Let’s end the unnecessary pain in life which in most cases is created by our own mindset.

“Our thoughts create our feelings, influence our attitude & determine our altitude”

More About Us

HEALTH INSURANCE

A little bit complicated?

Don’t worry… We will make it simple!

  • We enter your information once
  • Our system check all your options
  • We help you make the best choice
  • Then we will manage the enrollment from A to Z

If you prefer you can do it yourself by clicking the appropriate button below

Our Professionals Will make things easy for you!

INDIVIDUAL HEALTH
SMALL GROUP HEALTH

Your Health,

Your Main Wealth!

Contact us TODAY!

(703) 904-1000

HEALTH INSURANCE

A little bit complicated?

Don’t worry… We will make it simple!

  • We enter your information once
  • Our system check all your options
  • We help you make the best choice
  • Then we will manage the enrollment from A to Z

If you prefer you can do it yourself by clicking the appropriate button below

Our Professionals Will make things easy for you!

INDIVIDUAL HEALTH
SMALL GROUP HEALTH

Your Health,

Your Main Wealth!

Contact us TODAY!

(703) 904-1000

Client’s Testimonials

What Our Clients are saying…

I cannot give this astute well versed and accomplished Professional enough praise that he is justly due. I’ve rarely/never received such a comprehensive education from an individual regarding things I know very little about. Fernando generously and unwarrantedly gave such patient care to me making certain that I felt comfortable making thanks to him, a well informed decision relative to some unfortunate news I’d recently received that will impact my future. When someone may be at a ‘crossroad’ relative to the realm of his expertise; Fernando would be not only the very first but the single referral I’d offer. This review was not solicited but I felt so strongly compelled to do so.Read more
SHEILA MILLER
Registered Nurse Loveland, OH
I trust Fernando with all our life insurance policies in the company and the family. He is extremely concerned with the well-being of his clients, and develops practical options for asset protection and wealth creation. He is responsive and thorough, a true professional worth having in one’s corner. The life insurance policies he established for the family have served at difficult times to tide the family through hard times, and actually saved the family’s assets had it not been for the financing available through those insurance policies. This was a benefit not calculated when purchasing life insurance but was life saver nonetheless. I would strongly encourage individuals to consider whole life options with Fernando. Not just for the death benefit and tax advantages, but for the access to money when it is most needed and none are available from other means.Read more
RAFAEL CHECA
CEO TripMasters.com - Rockville, MD
I cannot give this astute well versed and accomplished Professional enough praise that he is justly due. I’ve rarely/never received such a comprehensive education from an individual regarding things I know very little about. Fernando generously and unwarrantedly gave such patient care to me making certain that I felt comfortable making thanks to him, a well informed decision relative to some unfortunate news I’d recently received that will impact my future. When someone may be at a ‘crossroad’ relative to the realm of his expertise; Fernando would be not only the very first but the single referral I’d offer. This review was not solicited but I felt so strongly compelled to do so.Read more
SHEILA MILLER
Registered Nurse Loveland, OH
I trust Fernando with all our life insurance policies in the company and the family. He is extremely concerned with the well-being of his clients, and develops practical options for asset protection and wealth creation. He is responsive and thorough, a true professional worth having in one’s corner. The life insurance policies he established for the family have served at difficult times to tide the family through hard times, and actually saved the family’s assets had it not been for the financing available through those insurance policies. This was a benefit not calculated when purchasing life insurance but was life saver nonetheless. I would strongly encourage individuals to consider whole life options with Fernando. Not just for the death benefit and tax advantages, but for the access to money when it is most needed and none are available from other means.Read more
RAFAEL CHECA
CEO TripMasters.com - Rockville, MD